Segregated Fund Specialist 

Originally from Toronto, I am a Financial Planner and Insurance Advisor with Manulife Wealth Insurance Inc. My office is in Peterborough Ontario, and I have been servicing clients in Southern Ontario, including the GTA since 1990. I have two specialties in my Practice: Retirement Income Planning and Estate Planning.

Over the years in my profession, I have been very impressed by the insurance industry’s ability to design and develop unique insurance solutions to meet clients’ various Retirement and Estate planning goals.

So impressed that I am now an Insurance and Segregated Fund specialist (licensed in both Ontario and B.C.)

• Clients without a pension plan who want to add Guaranteed Income to their Retirement investments
• Clients who want to minimize Estate costs such as Probate fees and to ensure a simple and quick Wealth transfer to their Beneficiaries
• Clients who want to avoid Joint Ownership Pitfalls since introduction of the new rules in the Estate Information Return in Ontario
• Clients who are looking for a NO cost alternative to Spendthrift Trusts

• Clients who have have family living outside of Canada (non residents) and want to ensure smooth transfer of their Estate without need to withhold income or additional filing requirements with CRA.
• Clients in blended families where each spouse wants what remains of their RIF income to go to their own children upon spouse’s death
• Clients who have spouses that lack capacity to handle RIF investment
• Clients who wish to support their communities by gifting to Charities in the simplest, quickest, and most cost effective manner
• And there are many more